Season 4, Episode #4: Bridget Brick – Get Brick Capital

Bridget Brick, Get Brick Capital — Using DSCR Loans to Build Real Freedom

Bridget Brick is the founder of Get Brick Capital, a brokerage specializing in DSCR (Debt Service Coverage Ratio) loans for real estate investors. A former tech COO-turned-mortgage pro, Bridget is on a mission to help everyday Americans—especially single mothers—escape the “matrix” of paycheck-to-paycheck living by acquiring cash-flowing assets and building durable freedom.

Bridget matters because she blends hard-won financing expertise with a builder’s mindset: transparent terms, multiple capital partners, and solution-first deal structuring. In this episode, she breaks down market cycles, shows how DSCR lending actually works, and shares practical playbooks for turning limited liquidity into sustainable income.

Key Takeaways from the Episode:

Brokerage advantage: A great broker represents you, packages your deal, and taps wholesale lenders you can’t reach directly—often better rates, programs, and options if underwriting surprises pop up.
DSCR 101: Lenders underwrite whether rents cover the debt (PITI + HOA). If projected market rent doesn’t pencil, expect a lower LTV or bring more down.
Cycle-savvy investing: When rates are high and asset prices normalize, that’s when disciplined investors buy—because you can refinance later, but you can’t undo overpaying for the property.
Real-world strategy: From Section 8 packages to mid-term insurance/corporate rentals, Bridget shows how smaller, cash-flowing doors can outperform one flashy short-term rental (and carry less regulatory risk).
Integrity & speed: Flat, transparent pricing, quotes by form + text, and fast pivots across capital partners if title, zoning, liens, or background items emerge in underwriting.