Donald Cox (myERTCRefund.com): Unlocking the ERTC for Small Businesses
Donald Cox helps business owners claim the Employee Retention Tax Credit (ERTC)—a powerful, often-missed IRS credit created under the CARES Act and expanded by the American Rescue Plan. If you kept W-2 employees on payroll during COVID shutdowns, Donald explains how you may qualify for up to $26,000 per employee, even if you also received PPP.
With a CPA-led process, legal research on local shutdowns, and streamlined document requests, Donald’s team turns a daunting “tax closet” into a cash-flow boost that can help stabilize, invest, or even relaunch a business.
Key Takeaways:
ERTC ≠ loan: It’s a refundable IRS tax credit, not like PPP; no spending restrictions on funds once received.
PPP still okay: You can qualify for ERTC even if you had PPP—just no double-counting the same wages.
Real-world results: Examples ranged from $57,080 for a small restaurant to ~$1.9M for a multi-location team; typical small-business refunds average ~$150K.
Who qualifies: Businesses with 5+ non-owner W-2 employees and $100K+ payroll (Q2 2020–Q3 2021). Even shuttered businesses can qualify for the periods they operated.
What you’ll need: Questionnaire + payroll docs (941s Q2 2020–Q4 2021, W-3 for 2019, payroll journals, P&Ls). Many can export from QuickBooks/payroll in about an hour. A “rapid rebate” option can accelerate access to funds (at a higher fee).
Catch the full story on YouTube: https://www.youtube.com/watch?v=NgnF1U5TcqU
Memorable Quote:
“It is not a loan—it’s a tax credit.”