Episode #237: Donald Cox
Donald Cox (myERTCRefund.com): Unlocking the ERTC for Small Businesses Donald Cox helps business owners claim the Employee Retention Tax Credit (ERTC)—a powerful, often-missed IRS credit created under the CARES Act and expanded by the American Rescue Plan. If you kept W-2 employees on payroll during COVID shutdowns, Donald explains how you may qualify for up to $26,000 per employee, even if you also received PPP. With a CPA-led process, legal research on local shutdowns, and streamlined document requests, Donald’s team turns a daunting “tax closet” into a cash-flow boost that can help stabilize, invest, or even relaunch a business. Key Takeaways: ERTC ≠ loan: It’s a refundable IRS tax credit, not like PPP; no spending restrictions on funds once received. PPP still okay: You can qualify for ERTC even if you had PPP—just no double-counting the same wages. Real-world results: Examples ranged from $57,080 for a small restaurant to ~$1.9M for a multi-location team; typical small-business refunds average ~$150K. Who qualifies: Businesses with 5+ non-owner W-2 employees and $100K+ payroll (Q2 2020–Q3 2021). Even shuttered businesses can qualify for the periods they operated. What you’ll need: Questionnaire + payroll docs (941s Q2 2020–Q4 2021, W-3 for 2019, payroll journals, P&Ls). Many can export from QuickBooks/payroll in about an hour. A “rapid rebate” option can accelerate access to funds (at a higher fee). Catch the full story on YouTube: https://www.youtube.com/watch?v=NgnF1U5TcqU Memorable Quote: “It is not a loan—it’s a tax credit.” Want to be a Guest on our Show? Apply Now Connect with Donald Linkedin Envelope Phone-alt
Episode #208: Tim Kerin, Casa Dare To Dream — From DC Cleaning Boss to Costa Rica Luxury Villa Builder
Tim Kerin, Casa Dare To Dream — From DC Cleaning Boss to Costa Rica Luxury Villa Builder Tim Kerin is a multi-business entrepreneur who built and ran large commercial cleaning and construction companies before launching a high-touch luxury villa brand in Costa Rica. He’s also the author of 10 Lessons Learned… How to Build a Successful Business, and his story is packed with real-world tactics on cash flow, networking, and scaling the smart way. If you want a playbook for moving from “in the trenches” to owner/operator—and knowing when to pivot—this episode delivers. Top 5 Takeaways from the Episode: Niche and proximity win. Tim and his wife started in residential cleaning by hosting a rooftop mixer at a high-income DC building, then stacked clients in the same tower to cut travel time and boost margins. Work in the business before you work on it. Early on, they cleaned themselves—then hired, documented, and backed away as they grew into commercial accounts. Learn via franchise, then graduate. He used a commercial cleaning franchise to grasp operations, later negotiated to take over vulnerable accounts and phase out royalties as his team out-performed. Scale adjacently. After reaching 4M+ sq ft/night and 135 employees, Tim added commercial construction for the same customers—“if we’re in the building mopping, we can be in the building painting.” Costa Rica play: concierge, pre-sell, debt-free. They bought/finished a villa, ran it like a full-service experience (manager, chef, driver, tours), exited profitably, and are building a larger, wedding-ready property—pre-booked and funded in cash to keep cash flow strong. Watch the full episode now on YouTube: https://www.youtube.com/watch?v=7klVS_aQqR0 Memorable Quote: “Cash flow is king.” Want to be a Guest on our Show? Apply Now Connect with Tim Kerin Linkedin Globe Envelope